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Credit Card Offers Made Easy

Your Step by Step Credit Card Guide

What to do Before You Start a New Job

Written by Blake Teen on March 5, 2011.

You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

So, how can you get the scoop on culture? Here are some sources:

  • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
  • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
  • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.

State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

Read Full Text…

An analysis of prepaid travel cards

Written by Oliver Laker on February 28, 2011.

Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

What is a prepaid travel card?

A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

Read Full Text…

Bad Credit Personal Loans and You

Written by Blake Teen on February 28, 2011.

Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

Secured and Unsecured Loans for Bad Credit

Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

Read Full Text…

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    What to do Before You Start a New Job

    Written by Blake Teen on March 5, 2011.

    You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

    Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

    So, how can you get the scoop on culture? Here are some sources:

    • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
    • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
    • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.

    State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

    If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

    Read Full Text…

    An analysis of prepaid travel cards

    Written by Oliver Laker on February 28, 2011.

    Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

    What is a prepaid travel card?

    A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

    Read Full Text…

    Bad Credit Personal Loans and You

    Written by Blake Teen on February 28, 2011.

    Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

    It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

    Secured and Unsecured Loans for Bad Credit

    Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

    Read Full Text…

    What to do Before You Start a New Job

    Written by Blake Teen on March 5, 2011.

    You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

    Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

    So, how can you get the scoop on culture? Here are some sources:

    • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
    • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
    • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.

    State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

    If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

    Read Full Text…

    An analysis of prepaid travel cards

    Written by Oliver Laker on February 28, 2011.

    Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

    What is a prepaid travel card?

    A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

    Read Full Text…

    Bad Credit Personal Loans and You

    Written by Blake Teen on February 28, 2011.

    Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

    It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

    Secured and Unsecured Loans for Bad Credit

    Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

    Read Full Text…

    What to do Before You Start a New Job

    Written by Blake Teen on March 5, 2011.

    You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

    Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

    So, how can you get the scoop on culture? Here are some sources:

    • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
    • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
    • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.

    What to do Before You Start a New Job

    Written by Blake Teen on March 5, 2011.

    What to do Before You Start a New Job

    Written by Blake Teen on March 5, 2011.

    You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

    Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

    So, how can you get the scoop on culture? Here are some sources:

    • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
    • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
    • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.

    You’ve landed your next exciting foray into the world of employment. Time to rest and relax through your last semester or two weeks’ notice? Of course! But while you’re coasting, you should also consider getting ready for your new job.

    Company culture is so important because it guides employees on how the firm gets things done. Even within the same industry, some companies take their work very seriously and show it through formal clothes and stern memos. Other companies leave it up to the separate groups and divisions to figure out how they’ll work together (which is why “poets” and “engineers” have a tough time talking to each other: they have competing cultures!). “How to get things done” covers everything from what to wear, to what voicemail message to leave, to when to arrive and leave from work.

    So, how can you get the scoop on culture? Here are some sources:

  • Interviews: Hopefully, you got a sense of the “personality” of the company. Think back: did different interviewers seem very different in their view on work?
  • Gossip: Gossip can actually help identify “no-nos,” like drinking too much at a company party. Just be careful to double-check gossip against other sources. Before you start the job, though, casual conversations with your friends or upperclassmen who’ve worked at your new firm will do the trick.
  • Alumni: Reach out through your alumni directory for advice from those who’ve worked in the same firm. Opinions from a competing firm would be really helpful too. Since you’ve refreshed your online network, this one should be easy.
  • State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

    If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

    Read Full Text…

    Pay As You Go Meets Car Insurance – Will It Save You Money?

    Written by Tim Peak on March 4, 2011.

    State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

    If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

    Read Full Text…

    State Farm is calling their program Drive Safe and Save. They are teaming with OnStar in this program. As a participant in this program you agree to let OnStar report your mileage to State Farm, so they will have an accurate mileage of your annual driving. If you already are a State Farm customer, you will have noticed that on your annual statements, one of the ways you have been classified is by the number of miles you drive annually, generally below or above 7500 miles per year.

    If you were classified as driving less than 7500 miles per year but have changed your driving habits and now fall over that limit, OnStar will report that too and you will actually see your premium increase.

    Read Full Text…

    An analysis of prepaid travel cards

    Written by Oliver Laker on February 28, 2011.

    Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

    What is a prepaid travel card?

    A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

    Read Full Text…

    An analysis of prepaid travel cards

    Written by Oliver Laker on February 28, 2011.

    An analysis of prepaid travel cards

    Written by Oliver Laker on February 28, 2011.

    Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

    What is a prepaid travel card?

    A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

    Read Full Text…

    Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

    What is a prepaid travel card?

    A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

    Read Full Text…

    Bad Credit Personal Loans and You

    Written by Blake Teen on February 28, 2011.

    Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

    It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

    Secured and Unsecured Loans for Bad Credit

    Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

    Read Full Text…

    Bad Credit Personal Loans and You

    Written by Blake Teen on February 28, 2011.

    Bad Credit Personal Loans and You

    Written by Blake Teen on February 28, 2011.

    Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

    It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

    Secured and Unsecured Loans for Bad Credit

    Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

    Read Full Text…

    Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

    It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

    Secured and Unsecured Loans for Bad Credit

    Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

    Read Full Text…

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