Credit Card Offers Made Easy

Your Step by Step Credit Card Guide

What happened to £5 Halifax cashback?

Written by Oliver Laker on March 8, 2013.

South Wales

As there was uncertainty as to how long the offer would be available, you switched immediately. This meant losing £19 of cashback points that you have accrued on the card you were transferring away from: a Halifax Platinum cashback credit card. This cashback was due to be redeemed later that year.

But then you weren’t given the cashback that became due on the new card. On querying this you were told the card no longer attracted this benefit. You pointed out that at no time had you been informed about any change. You were offered £15 for goodwill, which was then increased to £50. This you did not accept.

You were told you had signed the terms and conditions of a different type of card. Even though you had queried this at the time and had been reassured the paperwork was indeed right, now the provider asserted it was not possible either to upgrade to a Clarity Reward card or reinstate your previous arrangements.

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Jesse Jackson Jr.’s demise came by credit card

Written by Blake Teen on March 6, 2013.

When fallen U.S. Rep. Jesse Jackson Jr. cut short his political career, he did so with a credit card.

Jackson, the former Democratic representative from Illinois and eldest son of civil rights leader and Democratic presidential candidate Rev. Jesse Jackson, pleaded guilty in U.S. District Court  Wednesday to misusing $750,000 in campaign contributions to fund a lavish lifestyle. Jackson’s wife, Sandi, also pleaded guilty to filing false income tax returns from 2006 to 2011, the years in which Jackson was dipping into his campaign fund.

Prosecutors have recommended a prison term of 46 to 57 months for Jackson, who is scheduled to be sentenced June 28.

“For years I lived off my campaign,” a tearful Jackson told the court.

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Discover Bank to Offer New Online Checking Account

Written by Oliver Laker on March 5, 2013.

Discover bank announced the launch of “Discover Cashback Checking” for a limited number customers. Other consumers should see expect to see the account available in 2014. Discover already offers online savings accounts, CDs, money market accounts and IRAs, but a checking account is the company’s first foray into competition with the likes of Ally Bank and Capital One 360, whose checking products have helped build a loyal following.

Here are the quick facts:

  • No monthly fee or minimum balance
  • Surcharge-free withdrawals from 23,000 machines within the MoneyPass network
  • Mobile check deposit and bill pay
  • $0.10 cash back for each debit transaction, bill payment, or check

How will Discover’s new account compare to the best online checking accounts?

Take Ally’s account, for example, which currently earns 0.40% APY on balances up to $15,000. A custome

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Credit cards for students

Written by Oliver Laker on March 1, 2013.

How to successfully apply for a student credit card Much like getting your drivers license or graduating with a degree, obtaining your first student credit card is an important rite of passage into adulthood. For this reason, knowing who the card providers are and how to successfully apply for a student credit card is vital to building up a good credit history.

Obtaining your first credit card as a student can be exciting – the ability to purchase goods at the swipe of a piece of plastic is convenient and can be an exciting thrill. Yet, with great power comes great responsibility, as the saying goes.

Required application criteria

Many of the banks in Australia have an easy enough eligibility criteria for students wishing to apply for a credit card. F

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24-Month CD Rates Deal of the Day: GECU at 1.11% APY

Written by Tim Peak on February 27, 2013.

GECU has over 80 years of experience in the financial industry. Maintaining its philosophy of people helping people, the credit union is committed to providing the best products and services possible at competitive rates.

For instance, currently the establishment is offering its members a very impressive 24-month CD rate of 1.11% APY. CD rates like this dont come around every day, making this an opportunity thats too good to pass up.

CD Rates Terms and Conditions

Members of GECU can take advantage of this hard-to-beat certificate rate by opening the account with a minimum deposit of $1,000. Once the account is open, CD rates are locked-in until the maturity date of the certificate.

Accounts will be canceled if the balance drops below the minimum amount required for the term of the account.

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