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Tag Archives: Secured Credit

First Progress Platinum Prestige MasterCard Secured Credit Card

Written by Tim Peak on September 12, 2013.

The First Progress Platinum Prestige MasterCard Secured Credit Card is a special card that suits the needs of an often undervalued class of people. Those consumers who have been turned down for credit cards because of their credit scores can now reap the benefits of a MasterCard.

First Progress believes in giving people a second chance to improve their credit through cards such as this one.

Know all of your options when it comes to getting a credit card. Use our FREE chaser tool above to find and compare the best credit cards for your needs.

Why and How People use the First Progress Platinum Prestige MasterCard Secured Credit Card

Consumers use the First Progress Platinum Prestige MasterCard Secured Credit Card for a number of reasons. For one, most consumers feel that having a credit card is better than dealing with cash.

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I Was Denied a Secured Credit Card. What Do I Do?

Written by Oliver Laker on August 1, 2013.

If youve been denied for a secured credit card, dont give up hope yet there are still opportunities for you to rehabilitate your bad credit and get a loan. Well walk through the various alternatives to secured credit cards that will still build your credit.

First step: Why were you denied for a secured card?

Remember: If you get denied credit, you have a right to know exactly why. Is it because you recently declared bankruptcy? Do you have a history of missed payments? Contact the lender to see why you got denied, and make sure it wasnt an error on your credit report. According to an FTC survey, 25% of credit reports contain serious errors.

Next, consider your current bank or a credit union

If you already have a relationship with a bank (such as a checking account) you might find it easier to qualify for a secured credit card.

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Citi Secured Credit Card Review

Written by Oliver Laker on February 7, 2011.

I’ve seen some secured credit cards that charge more than $200 in fees just for the first year! Obviously I can understand why they have to charge something, but $200? Are you kidding me?! Take a look at this Citi Secured MasterCard review to see how it compares to the others…

The Citi secured card application lists the annual fee as being $29. I don’t see mentions of any other fees besides that.

The application lists 18.24% for purchases, 25.24% for cash advances, and 29.99% for the penalty APR when it applies. Those were the interest rates as of Feb. 2011.

  • You include a check or money order for an amount between $200 and $5,000 with your Citibank secured credit card application. That amount becomes your security deposit. You w

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