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Tag Archives: Credit Reports

13 States With Free and Discounted Credit Reports

Written by Tim Peak on July 2, 2011.

Most credit reports costs a minimum of $10.50 depending on where you purchase from. That’s more than $30 for three credit reports at a time.

We’re all entitled to a free annual credit report each year from, but certain states have laws that grant an additional free credit report each year. Other states have laws that discount credit reports. For example, credit reports cost $3 in Minnesota.

The Importance of Checking Credit Reports Regularly

Written by Blake Teen on February 15, 2011.

Have you ever wondered why we are always reminded to check our credit reports regularly? Did you ever think of the sound reason behind this constant reminder?

Well a lot of people are a bit perplexed and curious about the answers to the questions above. So, they try to find answers on their own just so they can satisfy their need to know. If you are one of these people who would like to be enlightened on the importance of monitoring your credit records, then surely you have stumbled upon the right article. Below we will be providing the three main reasons why we should all check our credit records from the three credit reporting agencies as frequently as possible.