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Credit cards come with a lot of different perks – and three of the most popular areas for extras are flights, travel insurance and concierge services. There is content on designed to help you find which cards have these perks, and what they offer. That includes understanding the terms and conditions around them, and what to look out for when comparing.

Which credit cards come with free (or cheap) flights?

Free or cheap flights are highly preferred by most credit cardholders in Australia. The only proof you really need to see is the massive push that the rewards programs make by offering thousands of bonus points for new applicants each year, and Virgin now even lets your pet earn you points when they fly with you. T

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Credit cards for students

Written by Oliver Laker on March 1, 2013.

How to successfully apply for a student credit card Much like getting your drivers license or graduating with a degree, obtaining your first student credit card is an important rite of passage into adulthood. For this reason, knowing who the card providers are and how to successfully apply for a student credit card is vital to building up a good credit history.

Obtaining your first credit card as a student can be exciting – the ability to purchase goods at the swipe of a piece of plastic is convenient and can be an exciting thrill. Yet, with great power comes great responsibility, as the saying goes.

Required application criteria

Many of the banks in Australia have an easy enough eligibility criteria for students wishing to apply for a credit card. F

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The 7 Best 0% APR Credit Cards for November

Written by Dave Perry on February 22, 2013.

Balance transfers are an incredibly valuable way to suspend interest payments on credit card debt. But it is even better for cardholders to take advantage of interest free financing on new purchases before they begin to start paying interest. This November, credit card issuers are offering many products that feature 0% promotional financing on new purchases in addition to balance transfer offers.

Here is a rundown of the top 5 offers presently available.

Citi Simplicity & Citi Diamond Preferred

The Citi Simplicity card features 18 months of interest free financing on new purchases and balance transfers. There is no annual fee, late fee, or penalty interest rate for this card.

The Citi Diamond card offers the same 18 months of interest free financing on new purchases and balance transfers as the Simplicity.

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The £40,000 cost of borrowing on credit cards

Written by Oliver Laker on February 2, 2013.

Do you know how much interest you’ve paid on your credit cards since you got your first bit of plastic?

Most of us have probably never bothered to find out. After all, it would involve quite a lot of work – collecting together all your statements, which probably go back several years, then identifying the interest charges and adding them all up.

Someone who did go to the effort was Samantha Womack, the former EastEnders actress. When she was interviewed by The Sunday Telegraph last year, she said: “I don’t use credit cards now. I had them as a young adult and I didn’t even look at the interest rate.

“So when I was older and I had all my leftover statements, I totted up how much interest I’d paid and felt physically sick.”

In fact, figures collated by this newspaper suggest that many borrowers end up wasting almost £40,000 in interest on credit cards. Of

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4 0% Credit Cards that Can Help You Get Out of Debt

Written by Dave Perry on January 31, 2013.

Credit cards that feature 0% APR promotional rates on purchases and balance transfers are one of the best ways to avoid interest payments and pay down credit card debt. And while there are many cards that have these offers, four of them stand out from the crowd.

These cards offer the longest 0% rates as well as unique money saving features that can help you prevent interest costs from piling up on old purchases or prevent new interest charges on upcoming purchases for up to 18 months.

Chase Slate

The Chase Slate card is the undisputed leader when it comes to 0% APR balance transfer deals as it is the only card that charges no balance transfer fees.

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