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Everbank Online Banking April 2013

Written by Oliver Laker on April 18, 2013.

In this Everbank Online Banking April, 2013 update is information on just what you can expect from this online bank.  The Everbank internet banking is the online branch of the First Alliance Bank out of Jacksonville, Florida.

Since this is an online bank only, there are no branch offices located anywhere. All transactions must be handled online either over the internet or with your mobile phone. Because of this the Everbank electronic banking services are second to none. You will have 24 hour access to all of your funds so managing your money can be done when you need to do it.

There are checking, money market and certificate of deposit accounts available to help you manage your money. All of the bank rates with these accounts are within 5% of the top competitive rates in the nation from the financial sector of business.

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Cut Your Costs For Air Conditioning This Summer

Written by Oliver Laker on April 16, 2013.

During the warmer months, some areas experience hot and humid weather that cause an air conditioner to run all day long. The cool air is great to have, except for the cost of operation during the season. A large portion of annual energy bills are dedicated to maintaining the temperatures in homes. We’ll share some simple and easy ways to help cut down costs throughout the summer months.

Adjust The Temperature

The simplest way to cut costs is by adjusting the temperature inside the home. Households can save a large percentage of their energy cost by dialing up the temperature by two or three degrees. Try to keep no more than 10 degree difference between the outside temperature and the inside temperature of the home. Allowing your thermostat to fluctuate with the outside temperature will save you a huge amount throughout the year.

Direct The Air Flow

Directing the flow of cool air in a home will help increase savings in energy consumption. S

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6 Things to Consider Before Co-Signing a Mortgage

Written by Dave Perry on April 15, 2013.

Relationship doesnt matter, although it helps.

Get used to each other.

You may want to consider living together.

You dont have to live in the property you are co-signing for, referred to as a non-occupant co-borrower. However, if all parties purchase and live in the house of their primary residence, there is a greater level of transparency of financial status amongst the borrowers, which could mitigate difficulties down the road.

Your borrowing power will be reduced.

However, if you can provide a 12-month history of someone else making a payment on an obligation you co-signed for, most of the time the obligation can be omitted, which would improve borrowing ability.

Make sure you understand what co-signing really means.

It means you are literally applying for credit by virtue of supplying income, credit worthiness, payment liabilities and assets for the purposes of procuring credit i.e.

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RBI might extend licence period of white label ATMs to 5 years

Written by Blake Teen on April 15, 2013.

The Reserve Bank of India is exploring the idea of increasing the license period for white label ATM providers from one year to five years. This has been prompted buy the feedback from companies that have secured an in-principal approval to set up these ATMs, a senior RBI official said.

RBI had a meeting in Mumbai with officials of companies that were granted approval to set up the ATMs.

Representatives from Srei Infrastructure Finance, Tata Communication, Vakranges Software and AGS Transact were among those present in the meeting.

“We had called the operators to discuss their issues. The RBI may look into their demands for increasing the tenure of their licence,” the RBI official said.

Many companies requested the RBI to extend the validity of the licences. Initially, white label ATMs would be valid for the period of one year.

“One year is too less a time for companies to settle in and earn revenue.

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Disney Premier Visa vs. Disney Rewards Visa

Written by Tim Peak on April 14, 2013.

There are some major differences using the Disney Premier Visa vs. Disney Rewards Visa from Chase, although they are both rewards-based credit cards. It is true that their redemption process is virtually the same. However, you should review a few variations for yourself.


Most everyone loves Disney index so it is not hard to understand why the Disney Premier and Disney Rewards cards are so popular. With the distinguished Visa logo, these credit cards have worldwide acceptance. In addition, because Chase stands behind their investments, you know they are reliable and dependable.

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