Credit Card Offers Made Easy

Your Step by Step Credit Card Guide

Category Archives: Credit Card Tips

The Best Cities in Maryland for Young Families

Written by Oliver Laker on September 18, 2013.

Maryland grants residents access to two of the largest metropolitans in the nation, and, on average, it is the wealthiest of all 50 states and the District of Columbia. In short, if offers ample opportunity for young families to settle down and raise their kids.

  1. Does the city have good public schools? We measured schools’ academic performance with ratings from GreatSchools. This non-profit compares a given school’s standardized test scores to the state average to obtain a rating on a 1 to 10 scale (10 representing the highest score). Highe

Read Full Text…

Take advantage of seriously low rates with an SCU credit card

Written by Oliver Laker on September 13, 2013.

While SCU might not be well known to everyone, that doesn’t mean they don’t have history – or that they don’t offer a seriously great no frills credit card. SCU has been around for 50 years, starting off life as a credit union for City of Sydney Council employees.

These days, SCU provides a number of financial services, including bank accounts, loans, insurance, international money forwarding, financial planning, and credit and debit cards. With a focus on quality and value for money, SCU looks to provide ‘more generous banking’.

Seriously Low Rates

So, what can you get from an SCU credit card? The SCU Low Rate Credit Card offers exactly what you would expect – low rates. Using this card, you will pay 10.49% p.a. on purchases, 10.49% p.a. on cash advan

Read Full Text…

The Adventures of Awesome Cat in the Cosmic World e-Book released

Written by Oliver Laker on September 7, 2013.

Volumes 1, 2 & 3 to be available on the Apple Store

PRESS RELEASE: NEW YORK, New York (August 10, 2013) – Awesome Cat creator, Jeffrey Zaay, and visual artist, Hyun K Cho, have announced the release of The Adventures of Awesome Cat in the Cosmic World as an e-Book on August 8. The story of Atticus, the teen cat, is already available in bookstores, but the electronic versions of volumes one through three will be available on the Apple Store.

Although meant largely for a younger audience, Zaay said, “The book targets children from 9 to 12 years old, but will appeal to anyone who likes picture books and good storytelling.”

“I think Atticus is growing just like everyone out there. He has

Read Full Text…

Amex improves 5pc cashback credit card offer

Written by Oliver Laker on August 29, 2013.

American Express has enhanced its Platinum Cashback credit card by giving 5pc cashback on purchases up to £2,500 in the first three months, up from £2,000.

It equates to an extra £25 in potential cashback on spending.

After the first three months, the cashback rate falls to 1.25pc with no limit on the amound that can be earned. There is an additional 2.5pc anniversary month loyalty bonus – if more than £10,000 has been spent on the card in the preceeding 12 months.

A £25 annual fee is charged. APR is 18.7 (including annual fee). The purchase interest rate is 14pc.

Verdict:

American Express’ Platinum Cashback credit card is a clear best buy. It sits alongside Barclaycard, which offers a 6pc cashback on purchases in the first three months on its High 5 Cashback card.

Read Full Text…

Top 10 Best Cities for Small Business

Written by Oliver Laker on August 25, 2013.

According to recent findings from the National Federation of Independent Business, small business growth is up and business owners are more optimistic about the economy. Because most small business owners open a business near their home, we would expect major U.S. cities to see their fair share of new businesses. NerdWallet Taxes examined the top 20 biggest U.S. cities to find out how welcoming they are to small businesses. We calculated total scores for each city using data on local taxes, growth rates from the Milken Institute’s 2012 Best Performing City survey, and business owner opinions of the local regulatory environment from the 2013 Thumbtack Small Business Friendliness Survey. Four of the top 10 cities are located in tax friendly Texas, while New York City and San Francisco do not make the cut.

1. Austin, TX Tech giants Dell and IBM make their home here, but Austin proves equally friendly to small businesses. Th

Read Full Text…