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10 Tips for Being a Better Negotiator

Written by Blake Teen on May 27, 2011.

Let me just admit that I am a bad negotiator. When money comes up in a job interview, my palms start to sweat. But I know that being able to negotiate will mean better incomes, paying less on future cars and homes, and put me a step ahead of those who arent willing to try. So, I do it, and you should too. Here are a few tips:

  • Face your fear. You have a right to negotiate when discussing salary or buying big ticket items or services. And its a life skill you can’t afford not to have. Commit to trying and you may be surprised at the results.
  • Do your homework. For salary discussions, know what people in the same position and area make. F

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Rent Payments May Soon Be Included In Your Credit Score

Written by Tim Peak on May 20, 2011.

Earlier this year, Experian, one of the three major credit bureaus, purchased RentBureau, a company that collects rental history from property management companies. This is good news for millions of people who pay their rent on time every month but get no credit score boost from those positive payments.

Not only will Experian sell rental reports to landlords checking your rental history, they’ll also include some rental data on your credit report and include that information in your credit score.

Only Experian has this rental data. For now, your Equifax and TransUnion credit reports won’t include your positive rental history.

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Credit card operations of SBI show good results

Written by Oliver Laker on May 19, 2011.

The largest lender of the country, State Bank of India has seen an improvement in performance of its credit card segment in the fiscal last ended.

After long years of losses, the credit card segment of the bank has finally borne profits and that too at a time when results have been coming negative from all segments of the bank.

The credit card business booked profits worth Rs 7.10 crore in the last fiscal as against losses of Rs 153 crore in the fiscal prior to that.

Customer card spends has increased by 30% to Rs 6452 crore, the bank said.

SBI cards currently has 2.3 million cards.

 

IDBI’s mobile banking facility launched in Nagpur

Written by Oliver Laker on May 15, 2011.

Public sector lender IDBI Bank has introduced its mobile banking facility in Nagpur. The facility had started its way from Mumbai.

The mobile banking bus of the bank has been named ‘Vikas Yatra.’

The bus has BSNL telephones installed in it as well as a GPS system so as to monitor the movement of the bus, said IDBI Bank chairman cum managing director Mr R M Malla.

The movement through the bus is aimed to increase the penetration of banking facilities in the country as part of financial inclusion.

Mr Malla said that the bus would be reaching six lakh villages of India.