Credit Card Offers Made Easy

Your Step by Step Credit Card Guide

An analysis of prepaid travel cards

Written by Oliver Laker on February 28, 2011.

Travel overseas has been made a lot easier with prepaid travel cards. The traveler earlier was troubled by the burden of carrying cash during travels or encashing traveler’s check or having to pay extra charges for ATM withdrawals. The introduction of prepaid travel cards has made the customer overcome these hassles.

What is a prepaid travel card?

A prepaid card is one which can be loaded with desired amount of money and used for expenses thereafter. Unless it has the option of being reloadable, the card can be used only till the time the amount in the card when it was first purchased has not exhausted.

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Bad Credit Personal Loans and You

Written by Blake Teen on February 28, 2011.

Bad credit personal loans are offered to people in need of financial assistance but cannot qualify for regular loans because they did not meet the required credit score.  Are you in the same situation?

It is a relief to know that there are lending companies willing to extend financing to the bad credit market.  Yes, you can turn to bad credit lenders for help in case you need to take out a loan for an emergency.

Secured and Unsecured Loans for Bad Credit

Loans for bad credit can either be secured or unsecured.  For instance, if you are a homeowner, you can use your home as collateral for your debts to get a lower rate.  Secured bad credit loans generally carry lower interest rates because they are guaranteed with the borrower’s property. Thus,

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Credit Card Rewards that Pay Your Insurance Premiums

Written by Tim Peak on February 28, 2011.

Cash back, points, and miles are the types of rewards most of us are used to hearing about. But State Farm offers two credit cards with rewards that can be used to pay your insurance premiums. You can also use your rewards to make payment on a State Farm loan or to deposit money into a State Farm savings or investment vehicle. Sound interesting? Check out reviews of the State Farm Platinum Rewards Visa Card and the State Farm Crystal Rewards Visa. Review – Is Bankruptcy an Option for You?

Written by Tim Peak on February 25, 2011.

Each of these options is appropriate for different circumstances. Filing for bankruptcy does not mean that all of your debt is automatically wiped out. Sometimes, it is a restructuring of your debt, so you have a chance to repay it.

The median income for your state for different household sizes

Did you know that the median single earner income varies between about $32,000 and about $58,000 depending on which state you live in? Whether you qualify for filing for Chapter 7 depends on how your income compares to the median income in the state you live in.

Alternatives to bankruptcy

These should be looked at before you decide to file for bankruptcy.

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